{"id":140,"date":"2026-06-04T06:45:41","date_gmt":"2026-06-04T06:45:41","guid":{"rendered":"https:\/\/visa.moniblog.xyz\/?p=140"},"modified":"2026-06-08T16:45:07","modified_gmt":"2026-06-08T16:45:07","slug":"complete-cost-breakdown-of-refinancing-a-mortgage-in-dubai","status":"publish","type":"post","link":"https:\/\/health.dragonsbeing.com\/?p=140","title":{"rendered":"Complete Cost Breakdown of Refinancing a Mortgage in Dubai"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Introduction<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Refinancing a mortgage in Dubai can reduce monthly payments, secure a lower interest rate, improve cash flow, or consolidate financial obligations. However, many borrowers focus exclusively on interest savings and overlook the transaction costs involved.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding the full cost structure is essential because refinancing expenses can materially affect the overall financial benefit. Depending on the lender, property value, loan size, and refinancing objective, costs can range from relatively modest administrative charges to several thousand dirhams.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This guide explains every major refinancing cost, how each fee works, and how to evaluate whether refinancing makes financial sense.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Featured Snippet Answer<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What does it cost to refinance a mortgage in Dubai?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Refinancing a mortgage in Dubai typically involves:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Property valuation fees<\/li>\n\n\n\n<li>Mortgage registration fees<\/li>\n\n\n\n<li>Bank processing fees<\/li>\n\n\n\n<li>Early settlement charges on the existing mortgage<\/li>\n\n\n\n<li>Life insurance adjustments<\/li>\n\n\n\n<li>Property insurance requirements<\/li>\n\n\n\n<li>Administrative and transfer-related costs<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The total refinancing cost varies depending on the lender and loan amount, but borrowers should calculate all fees against projected interest savings before proceeding.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Key Takeaways<\/h1>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Refinancing is not free and involves multiple transaction costs.<\/li>\n\n\n\n<li>Early settlement fees are often among the largest expenses.<\/li>\n\n\n\n<li>Property valuation is typically required by the new lender.<\/li>\n\n\n\n<li>Mortgage registration charges can significantly affect total cost.<\/li>\n\n\n\n<li>Lower interest rates do not automatically guarantee overall savings.<\/li>\n\n\n\n<li>A break-even analysis is essential before refinancing.<\/li>\n\n\n\n<li>Comparing offers from multiple lenders can materially reduce costs.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Why Homeowners Refinance Mortgages in Dubai<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Common motivations include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Securing a lower interest rate<\/li>\n\n\n\n<li>Reducing monthly repayments<\/li>\n\n\n\n<li>Switching from variable to fixed rates<\/li>\n\n\n\n<li>Accessing equity<\/li>\n\n\n\n<li>Improving cash flow<\/li>\n\n\n\n<li>Consolidating liabilities<\/li>\n\n\n\n<li>Changing mortgage terms<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Complete Cost Breakdown<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\">1. Early Settlement Fee<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When refinancing, the original mortgage is usually paid off before maturity.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What it covers<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Administrative costs associated with closing the existing loan<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Potential impact<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Can be one of the largest refinancing expenses<\/li>\n\n\n\n<li>May reduce expected savings from a lower interest rate<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Questions to ask<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>What is the exact settlement charge?<\/li>\n\n\n\n<li>Is there a maximum fee cap?<\/li>\n\n\n\n<li>Are there additional closure costs?<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2. Property Valuation Fee<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The new lender typically requires an updated valuation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Purpose<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Determines current market value<\/li>\n\n\n\n<li>Assesses lending risk<\/li>\n\n\n\n<li>Calculates loan-to-value ratio<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Typical considerations<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Property type<\/li>\n\n\n\n<li>Property location<\/li>\n\n\n\n<li>Valuation provider<\/li>\n\n\n\n<li>Complexity of the assessment<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3. Mortgage Registration Fees<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A refinanced mortgage generally requires registration of the new facility.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why it exists<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Legal recording of the lender&#8217;s security interest<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Factors affecting cost<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mortgage amount<\/li>\n\n\n\n<li>Applicable registration requirements<\/li>\n\n\n\n<li>Administrative processing charges<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">4. Bank Processing Fee<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Most lenders charge a processing or arrangement fee.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Covers<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Application review<\/li>\n\n\n\n<li>Underwriting<\/li>\n\n\n\n<li>Credit assessment<\/li>\n\n\n\n<li>Documentation review<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">May vary based on<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Loan amount<\/li>\n\n\n\n<li>Borrower profile<\/li>\n\n\n\n<li>Promotional offers<\/li>\n\n\n\n<li>Bank policy<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">5. Property Insurance Costs<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many lenders require property insurance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">May include<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Building coverage<\/li>\n\n\n\n<li>Structural damage protection<\/li>\n\n\n\n<li>Fire-related coverage<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Considerations<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Existing policy transfer options<\/li>\n\n\n\n<li>Premium differences between providers<\/li>\n\n\n\n<li>Lender-specific requirements<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">6. Life Insurance Requirements<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Mortgage lenders often require borrower protection coverage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Influencing factors<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Age<\/li>\n\n\n\n<li>Loan amount<\/li>\n\n\n\n<li>Health disclosures<\/li>\n\n\n\n<li>Coverage structure<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Important questions<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Can an existing policy be transferred?<\/li>\n\n\n\n<li>Is lender-provided insurance mandatory?<\/li>\n\n\n\n<li>Are premiums fixed or variable?<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">7. Administrative Charges<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Additional operational fees may apply.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Examples include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Document processing<\/li>\n\n\n\n<li>Account closure fees<\/li>\n\n\n\n<li>Statement issuance fees<\/li>\n\n\n\n<li>Mortgage release documentation<\/li>\n\n\n\n<li>Legal administration costs<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">8. Broker Fees (If Applicable)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Borrowers using mortgage brokers may incur advisory charges.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Potential benefits<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Access to multiple lenders<\/li>\n\n\n\n<li>Negotiation assistance<\/li>\n\n\n\n<li>Documentation support<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Important consideration<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Evaluate whether projected savings justify the broker cost.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Hidden Costs Borrowers Often Miss<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Many refinancing decisions underestimate secondary expenses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Potential overlooked costs include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Insurance adjustments<\/li>\n\n\n\n<li>Revaluation requirements<\/li>\n\n\n\n<li>New documentation expenses<\/li>\n\n\n\n<li>Administrative service fees<\/li>\n\n\n\n<li>Delays causing rate changes<\/li>\n\n\n\n<li>Opportunity costs during processing<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Mortgage Refinancing Cost Comparison Table<\/h1>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Cost Category<\/th><th>Purpose<\/th><th>Usually Required?<\/th><th>Potential Financial Impact<\/th><\/tr><\/thead><tbody><tr><td>Early Settlement Fee<\/td><td>Close existing mortgage<\/td><td>Yes<\/td><td>High<\/td><\/tr><tr><td>Property Valuation<\/td><td>Determine property value<\/td><td>Usually<\/td><td>Moderate<\/td><\/tr><tr><td>Registration Fee<\/td><td>Register new mortgage<\/td><td>Yes<\/td><td>High<\/td><\/tr><tr><td>Processing Fee<\/td><td>Loan administration<\/td><td>Yes<\/td><td>Moderate<\/td><\/tr><tr><td>Property Insurance<\/td><td>Asset protection<\/td><td>Usually<\/td><td>Moderate<\/td><\/tr><tr><td>Life Insurance<\/td><td>Borrower protection<\/td><td>Often<\/td><td>Moderate<\/td><\/tr><tr><td>Administrative Fees<\/td><td>Documentation &amp; servicing<\/td><td>Often<\/td><td>Low to Moderate<\/td><\/tr><tr><td>Broker Fee<\/td><td>Advisory services<\/td><td>Optional<\/td><td>Variable<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">How to Calculate Whether Refinancing Is Worth It<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\">Step 1: Calculate Total Refinancing Costs<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Add:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Settlement fees<\/li>\n\n\n\n<li>Registration charges<\/li>\n\n\n\n<li>Valuation fees<\/li>\n\n\n\n<li>Processing fees<\/li>\n\n\n\n<li>Insurance costs<\/li>\n\n\n\n<li>Other administrative expenses<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Step 2: Estimate Annual Savings<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Calculate:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Current mortgage cost<\/li>\n\n\n\n<li>New mortgage cost<\/li>\n\n\n\n<li>Monthly payment difference<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Step 3: Determine Break-Even Point<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Formula:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Break-Even Period = Total Refinancing Costs \u00f7 Monthly Savings<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Example<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Item<\/th><th>Amount<\/th><\/tr><\/thead><tbody><tr><td>Total Refinancing Costs<\/td><td>AED 12,000<\/td><\/tr><tr><td>Monthly Savings<\/td><td>AED 600<\/td><\/tr><tr><td>Break-Even Period<\/td><td>20 Months<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">If the borrower plans to keep the property beyond the break-even period, refinancing may be financially beneficial.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Advantages of Refinancing<\/h1>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Benefit<\/th><th>Potential Impact<\/th><\/tr><\/thead><tbody><tr><td>Lower Interest Rate<\/td><td>Reduced borrowing cost<\/td><\/tr><tr><td>Lower Monthly Payment<\/td><td>Improved cash flow<\/td><\/tr><tr><td>Better Loan Structure<\/td><td>Greater predictability<\/td><\/tr><tr><td>Debt Consolidation<\/td><td>Simplified finances<\/td><\/tr><tr><td>Equity Access<\/td><td>Increased liquidity<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Risks and Drawbacks<\/h1>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Risk<\/th><th>Explanation<\/th><\/tr><\/thead><tbody><tr><td>High Upfront Costs<\/td><td>Can offset savings<\/td><\/tr><tr><td>Longer Loan Term<\/td><td>May increase lifetime interest<\/td><\/tr><tr><td>Approval Risk<\/td><td>New lender may decline application<\/td><\/tr><tr><td>Market Changes<\/td><td>Future rate movements may alter outcomes<\/td><\/tr><tr><td>Additional Insurance Costs<\/td><td>Higher recurring expenses<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Common Refinancing Mistakes<\/h1>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Comparing interest rates only<\/li>\n\n\n\n<li>Ignoring settlement fees<\/li>\n\n\n\n<li>Overlooking insurance costs<\/li>\n\n\n\n<li>Extending loan terms unnecessarily<\/li>\n\n\n\n<li>Failing to calculate break-even periods<\/li>\n\n\n\n<li>Accepting the first lender offer<\/li>\n\n\n\n<li>Not reviewing all documentation<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Evidence-Based Financial Insight<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">A refinancing decision should be evaluated using a <strong>total-cost-of-borrowing approach<\/strong>, not simply by comparing advertised interest rates. Borrowers who calculate lifetime interest savings, transaction costs, and expected ownership duration generally make more informed refinancing decisions than those focusing solely on monthly payment reductions.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Internal Linking Opportunities<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Consider linking this article to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fixed vs Variable Mortgage Rates in Dubai<\/li>\n\n\n\n<li>Mortgage Registration Fees Explained<\/li>\n\n\n\n<li>How Loan-to-Value Ratios Affect Home Financing<\/li>\n\n\n\n<li>Mortgage Prepayment Penalties Guide<\/li>\n\n\n\n<li>Property Valuation Process in the UAE<\/li>\n\n\n\n<li>First-Time Home Buyer Mortgage Guide<\/li>\n\n\n\n<li>Mortgage Insurance Explained<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Frequently Asked Questions<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\">1. Is refinancing a mortgage in Dubai worth it?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">It can be worthwhile if projected interest savings exceed refinancing costs and the homeowner expects to keep the property long enough to pass the break-even point.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. What is the biggest refinancing expense?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For many borrowers, early settlement charges and mortgage registration fees represent the most significant costs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. Do I need a new property valuation when refinancing?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Most lenders require a current valuation to assess property value and lending risk.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. Can I refinance with a different bank?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Many borrowers refinance specifically to obtain more competitive terms from another lender.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. Will refinancing affect my monthly payment?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Potentially. Lower rates or extended terms may reduce monthly payments, although overall borrowing costs should also be considered.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">6. How long does mortgage refinancing usually take?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Timelines vary based on lender requirements, documentation, property valuation, and approval processes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">7. Should I use a mortgage broker?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A broker may help compare options and negotiate terms, but borrowers should evaluate whether the benefits justify any associated fees.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">8. Can refinancing increase total interest paid?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Extending the repayment period may lower monthly payments while increasing total lifetime interest.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Conclusion<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Refinancing a mortgage in Dubai can deliver meaningful financial benefits, particularly when interest rates improve or more favorable lending terms become available. However, the decision should never be based solely on a lower advertised rate.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A comprehensive evaluation should include settlement charges, valuation costs, registration fees, processing expenses, insurance requirements, and the expected break-even period. Borrowers who analyze the full cost structure are better positioned to determine whether refinancing will genuinely improve their long-term financial outcome.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Disclaimer<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">This article is provided for educational and informational purposes only and does not constitute financial, legal, tax, or mortgage advice. Mortgage products, fees, regulatory requirements, and lender policies can change over time. Individuals should consult qualified mortgage professionals, financial advisers, or legal advisers before making refinancing decisions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Introduction Refinancing a mortgage in Dubai can reduce monthly payments, secure a lower interest rate, improve cash flow, or consolidate financial obligations. However, many borrowers focus exclusively on interest savings and overlook the transaction costs involved. Understanding the full cost structure is essential because refinancing expenses can materially affect the overall financial benefit. Depending on [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1097,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-140","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/health.dragonsbeing.com\/index.php?rest_route=\/wp\/v2\/posts\/140","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/health.dragonsbeing.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/health.dragonsbeing.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/health.dragonsbeing.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/health.dragonsbeing.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=140"}],"version-history":[{"count":1,"href":"https:\/\/health.dragonsbeing.com\/index.php?rest_route=\/wp\/v2\/posts\/140\/revisions"}],"predecessor-version":[{"id":1098,"href":"https:\/\/health.dragonsbeing.com\/index.php?rest_route=\/wp\/v2\/posts\/140\/revisions\/1098"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/health.dragonsbeing.com\/index.php?rest_route=\/wp\/v2\/media\/1097"}],"wp:attachment":[{"href":"https:\/\/health.dragonsbeing.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=140"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/health.dragonsbeing.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=140"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/health.dragonsbeing.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=140"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}